20401 Mill Creek Road Ste Genevieve Missouri 3 bedroom 3 bathroom home for sale listed at $750,000
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ACTIVE
$750,000
MLS# MIS26010476

20401 Mill Creek Road

Ste Genevieve, MO 63670· Ste. Genevieve County
Harvest Valley
15.3
Acres
3
Bedrooms
Country Home
Type
3
Bathrooms
4,504 sf
Home Sq Ft
2006
Year Built
17 Days
On Market
March 1, 2026
Listed

About This Property

Private Lakefront Retreat on 15.3 Acres! Tucked away in a serene, gated setting with only a few neighboring homes, this stunning 3 bedroom, 3 bath lakefront property offers the perfect blend of privacy, comfort, and recreation. Enjoy peaceful views of the spring-fed lake from the vaulted living room, where soaring ceilings and expansive windows bring the outdoors in. The kitchen is designed for both everyday living and entertaining, featuring multiple islands, ample workspace, and all appliances included. Just off the main living area, you’ll find a large composite deck with plenty of space for your hot tub all overlooking the lake, along with a lower covered patio—perfect for hosting large gatherings or simply relaxing while taking in the water views. The finished lower level adds even more living space with a spacious rec area, full bath, and cozy family room complete with a wood stove fireplace and bar—ideal for entertaining year-round. Outside, enjoy 15.3 private acres complete with a boat dock/pavilion with electric and a floating dock for endless summer fun and swimming. The gated private drive is illuminated with commercial-grade lighting, adding both security and elegance. Additional highlights include a newer 7 Series Water Furnace system and a 30x50 detached garage offering abundant storage for vehicles, boats, or equipment. If you’re seeking a private lake lifestyle with room to roam, modern efficiency, and incredible entertaining spaces—this one truly has it all. Schedule your private showing today!

Land & Acreage

Property TypeResidential (Home on Acreage)
SubtypeSingle Family Residence
Acreage15.30 acres
Lot Sq Ft666,468 sq ft
CountySte. Genevieve County
Parcel Number18-4.0-017-00-000-0002.02
SubdivisionHarvest Valley

Land Features & Use

Terrain & Lot Features
Adjoins Common GroundPrivateSecludedWaterfront
View
Water

Water & Utilities

Water SourceWell
Sewer / SepticSeptic Tank
ElectricSingle Phase
UtilitiesElectricity Connected

Structures & Outbuildings

On the Property
Metal Building

The Home

Bedrooms3
Bathrooms Full3
Living Area4,504 sq ft
Year Built2006
LevelsTwo
StyleRanch
ConstructionBrick, Vinyl Siding
HeatingElectric
CoolingCentral Air
FireplaceYes (1)
Basement9 ft + Pour, Partially Finished, Storage Space, Walk-Out Access
Garage3.0 Car
Appliances
DishwasherDisposalMicrowaveElectric RangeRefrigeratorTrash Compactor

Financial & Terms

List Price$750,000
Original Price$750,000
Listing TermsCash, Conventional, FHA, VA Loan
HOA Fee$400/Annually

About Ste. Genevieve County

Eastern Ozarks & St. Francois Mountains
Land & Farm

Mississippi bottomland meets Ozark bluff country, deep-rooted farm ground.

Ste. Genevieve County runs from the rich bottomland of the Mississippi River up into the rugged, timbered bluffs of the Ozark border. It's a county of contrasts: productive river-bottom farm ground and grain fields along the floodplain, and steep wooded hills, sandstone glades, and clear spring branches rising to the west. That mix suits many buyers, from a bottomland row-crop farm to a hillside cattle place or a timbered hunting tract that holds strong deer and turkey. State forest and conservation land add public access and scenery. Rooted in one of Missouri's oldest settled landscapes, the county offers both working farm ground and recreational Ozark country. For versatility across bottom and hill, Ste. Genevieve stands out.

Terrain
River bottomland rising to timbered bluffs
Land Use
Row crops in the bottoms, cattle and timber in the hills
Water
Mississippi River and spring-fed branches
Recreation
Deer and turkey hunting, hiking the glades
Area overview for general orientation — verify specifics independently.
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Listing information is deemed reliable but not guaranteed and should be independently verified. IDX information provided by MARIS MLS. Listing courtesy of Coldwell Banker Hulsey. Listed by Kim Hutson.

MLS# MIS26010476 · Key: MIS205930660 · Last updated: May 29, 2026

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