13296 County Road 5170

About This Property

87.3 Acres | Private Lake Estate A rare offering just South of Rolla: 87.3 contiguous acres wrapping 4,800 feet of shoreline on Bray Lake, a private 103-acre lake with a custom lakefront home, four distinct lake points, and 1,685 feet of frontage on US Highway 63. The Home was completed in 2024. The 2,707 sqft residence was designed around the water. Five bedrooms, two and a half baths, and 9-foot ceilings on all three levels. The great room opens to a custom kitchen with cabinetry carried to the ceiling and a black walnut island. Multiple 8ft. tall patio doors open onto a covered deck above the lake. Oak hardwood flooring throughout, custom oak stairs, beams, vaulted ceilings, and a wood-burning stove. The build quality goes well beyond typical standards: 9 ft. ceilings throughout, Hardie fiber-cement siding, and Pella Architect Series aluminum-clad windows throughout. Two independent heat-pump forced-air systems and a hybrid heat-pump water heater keep operating costs low. The 1,384 sqft walkout basement is drywalled with 9-foot ceilings, all plumbing and electrical rough-ins are set, and the HVAC is already sized for the future basement finish. A finished bonus room sits above the two-car attached garage. Outside the home: a private dock, gravel beach, roughly 2,000 square feet of concrete patio, covered porch, and an expansive deck facing the water. The Land The acreage runs from highway frontage down through classic Ozark terrain to the water, with four separate lake points offering premium building sites. An improved gravel road, built in 2021, runs the length of the lakeside property. A second access point has been approved by MoDOT off of US-63 if additional access is ever wanted. The land carries genuine development capacity. Both 2026 appraisals identify the highest and best use as multiple lake homesites and commercial potential adjoining US-HWY 63. Details: Private well and septic serving the home. Intercounty Electric, propane gas. FEMA Zone X. An existing billboard lease on the US-63 frontage produces modest annual income and conveys with the property. 2025 real estate taxes: $3,027. Unincorporated Phelps County outside Rolla city limits — no zoning, no restrictions, no HOA. Two independent 2026 appraisals, boundary survey, and full property packet available to qualified buyers. Property may be considered in two parcels: the 11.36-acre home tract and the 75.94-acre balance.

Spring-fed float streams and grazing ridges near the Meramec headwaters

Phelps County lies on the northern edge of the Ozark Plateau, where clear headwater streams like the Little Piney and the upper Meramec cut through wooded hills and gravel-bottom valleys. The land is classic Ozark country: oak-hickory timber and shortleaf pine over thin, rocky soils that favor pasture, hay, and cattle over intensive farming. Recreational buyers are drawn to the cold, spring-fed float water and the deer and turkey that thrive in the ridge-and-hollow terrain. With Mark Twain National Forest nearby and the university town of Rolla as a regional hub, tracts here balance working ground with strong recreational appeal. It is solid country for a cattle operation, a timbered hunting parcel, or a stream-side retreat.

Location